Health Savings Accounts (HSA)

The Infinisource HSA is a full-featured spending and savings account with limited cash requirements and automatic roll over into market-driven mutual fund investment elections.

Infinisource HSA

Health care is expensive. Between copayments, deductibles, and coinsurance, the cost of a doctor visit or procedure is getting more costly than ever. Health savings accounts (HSA) can lessen the financial burden by allowing individuals to set aside funds on a pre-tax basis to pay for health care costs.

Offering an HSA for your employees adds flexibility and depth to your offerings for health benefits, and can help your organization reduce FUTA and FICA payroll taxes. A high-deductible health plan also offers lower premiums, so you can save money on benefits offerings. With an HSA through Infinisource Benefit Services, all users have access to secure online portals 24/7/365 and convenient debit cards to pay for qualified expenses at the time of service. An HSA is also beneficial for retirees, since participants can use HSA funds on non-qualifying expenses after age 65.

Funds in the HSA can be used to pay for a variety of qualified medical expenses, including prescriptions, dental care, vision expenses, copayments, amounts applied to the deductible, and more. An HSA can be used in conjunction with a high-deductible health plan.

By offering a Health Savings Account (HSA), you’re encouraging responsible healthcare management that benefits you and your employees.

  • Employees are encouraged to become informed health care consumers and make better health care decisions.
  • An HSA provides your workforce a stake in managing their own health care purchasing, which may result in lower use of physician visits for a cold or sore throat, resulting in savings for them and you.
  • An HSA account allows employer and employee contributions and when offered under a cafeteria plan, saves tax dollars.
  • Most importantly, an HSA account is portable - employees keep any unused funds for use in future years and can roll over those funds when they leave the company.

A Few of Our Clients

  • baylor
  • notredame

Client issues are just non-existent with Infinisource. Even if there is an issue, you guys just take care of it.
—Jeff Hoerle, Priority Health

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